When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What is Life Insurance? Part 1 What is Life Insurance? Part 1 Preparing the Future Generation Discover why we need to plan the future for future generations today. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.